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Client Privacy Statement

Paid In Full, Inc. believes your privacy and the privacy of your client information is essential. The following information concerns our Client Privacy policy. Please contact us about our policy as it relates to information concerning a debtor (person from whom we are attempting to collect a debt).


Data Collection Practices

Client visitors to the Paid In Full, Inc. website is not required to reveal any individually identifiable information. Some clients and potential clients may provide information in the completion of online forms and requests for information.


We may use an internet device called a cookie to store login or other information on your computer while you visit our website. A cookie is a small amount of information that a web site transfers to your computer's hard drive. Many web sites use cookies to make your life as a web user easier and more engaging. We use cookies to simplify your access or to tailor our services to your needs and interests.


Cookies come with some protections. We do not store credit card numbers in cookies. We can't read a cookie that another website wrote to your computer. Most Internet browsers are set to accept cookies. Users can reset browsers to refuse cookies and still use our web site, although access may not be as convenient.


Through our website, we offer users the opportunity to receive information for Paid In Full, Inc. services of interest to them. A user who agrees may be asked to provide standard contact information (e.g., name, mailing address, e-mail address, telephone and fax numbers) that we will use to provide information about our services.


Use, Disclosure and Choice

Paid In Full, Inc. collects individually identifiable information from clients to complete business transactions, deliver services, administer individual accounts, provide customer support and meet government regulatory requirements. Except in the collection of a debt, we do not share, sell or rent non-public personal information about our clients. When necessary or appropriate, we may disclose information in response to a court order or subpoena or when otherwise legally required.


Confidentiality and Security Safeguards

Paid In Full, Inc. takes technical, administrative and physical steps to protect against anticipated hazards including unauthorized access to and disclosure of individually identifiable information. Our computer system is constantly protected from outside attacks by the use of routers, firewalls and unauthorized intrusion protection software.


Paid In Full, Inc. employees who handle confidential or proprietary information belonging to Paid In Full, Inc. or its clients must treat it confidentially and may not disclose it to unauthorized third parties. Paid In Full, Inc. employees are also responsible for the internal security of the information.



Paid In Full, Inc. takes technical, contractual and administrative steps to control data in order to protect against unauthorized access and disclosure.


In addition, Paid In Full, Inc. requires employees to complete data handling training. Our employees will not ever discuss client or debtor information with non-business related associates or friends.



Our primary source of client information is provided by the client. We do occasionally utilize public record information such as Corporation Commission filings, bankruptcy filings and business registrations, etc. We contract with third parties to search other databases in in attempt to locate individuals or companies and their personal information in the attempt to collect a debt.


Updates to the Paid In Full, Inc. Privacy Policy

To keep up with the rapidly evolving internet environment, Paid In Full, Inc. will from time to time review and revise these practices. Changes may be made at anytime without notice.


Questions and Complaints

For questions or complaints regarding Paid In Full, Inc. privacy practices, please contact our Customer Service Department. We will do our best to resolve any problems as quickly as possible.


For more information regarding the Paid In Full, Inc. privacy policy, contact the Paid In Full, Inc. Privacy Officer at P.O. Box 43228; Phoenix, AZ 85080



Debtor Privacy Statement

This Privacy Statement applies to consumers and/or businesses that owe a debt to a Paid In Full, Inc. client.



We collect non-public personal information about you from various sources such as from information we receive from our clients or others, such as consumer reporting agencies and other information providers, your friends, business associates, neighbors, etc.



We may disclose any or all of your non-public personal information such as your name and that of your spouse, children and other relatives, your addresses, phone numbers, social security numbers, dates of birth, assets, credit information, history and ratings, employers and other non-public personal information as permitted by law and in association with the collection of a debt.



We may disclose non-public personal information about you to third parties such as data information services, attorneys, credit reporting agencies and others as permitted by law and in association with the collection of a debt.



We restrict access to non-public personal information about you to those employees who need to know that information in association with their collection of a debt owed by you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your non-public personal information.


User Agreement: By using this website, I hereby consent to Paid In Full, Inc. contacting me at any current or future telephone numbers, including wireless telephone numbers or devices, which could result in charges to me. I understand that this contact may include the use of automated dialing machines or other telephone technology, including the use of live, pre-recorded or artificial voice messages.